I Should Graduate in a Year

Of course I suppose I might be done now if I were not easily distracted by girls and parties, but I really do not expect to become immune to girls. Now I actually have a girl that seems to wants me to do good in school, she punishes me when I am lazy and rewards me when I work hard. She definitely knows how to motivate me. Tonight we went to see a lecture, something we do a lot. It was entitled the Evolution of Bitcoin and it was quite interesting. When it was over she talked to the lecturer, seeming not to agree with a lot of his points. He seemed to be intimidated by her intellect and it was hardly the first time I had seen the look. This is not the sort of girl you find standing on a corner very often. Continue reading

Market Prices Don’t Bother Me

Whenever I have a bit of spare time, I check the Bitcoin Era app to see how the bitcoin prices are doing. I’ve bought a bit of bitcoin over the years and have been able to make a decent profit from it. Since one of my friends had a birthday, I decided to use some of my bitcoin money to buy a gift for them. I was faced with a bit of a problem of figuring out what to get for my friend. I’ve gotten pretty much everything imaginable for him, from watches to technology to sports memorabilia.

I remembered that there was a service where people could pay for their favorite celebrities to send a video message to anyone. Continue reading

Social Media Tools: Leveraging Online Platforms Through NetbaseQuid

variety of social media tools

From local enterprises to international corporate giants, any firm today knows the essence of a powerful social media plan. Contemporary clients appreciate the data they are searching for through a casual platform on social media while having a social encounter with other clients. Social media marketing provides users a link with the products, business, and brand that are genuine and informal. The association and the ability to gather data through social media directly translated to new clients, sales, and business success.

Why Social Media Tools Are Crucial

Tools have become vital in the world of social media and its prosperity. A robust social media plan needs to feel unique and organic to the brand. Nonetheless, it is crucial to know and monitor how several factors of content and social media connect with the business’s demographics and followers. It is where various tools on social media will be adopted to provide solutions for firms.

There are a variety of social media tools in the provisions at NetBaseQuid. Enterprises can go through this broad array of tools to view relevant information, depending on their size and target audience. Like Hootsuite and Brandwatch, most leading platforms are ideal for companies that range from small to mid-size. Notwithstanding, larger establishments like Walmart, an international brand, require brands that provide social media monitoring and more extensive analytics to collect a higher data volume.

The Role of Social Media Tools in Data Overload

Most successful enterprises, particularly international firms, need a stellar social media plan that does more that resonate with their target audience. Data must be properly used and analyzed to be deemed useful. Most of the leading social media tools concentrate on collecting all available data. Nonetheless, it is a problem when the information is deemed useless by its sheer volume (data overload).

Reviewing Stack of Data

NetbaseQuid is the outcome of a progressive merger between Quid and NetBase. These are two different top analytics platforms gathered to offer firms with the future generation in comprehensive analytics. NetBase is an authorized entity in extensive social media analytics with worldwide recognition. Enterprises utilize it to acquire corporate insights that help them build their customer service plans, sales, PR, and marketing. Quid is a field leader in collecting analytics from AI (Artificial Intelligence) content.

The objectives of the leaders in the industries is to merge and offer comprehensive contextual analytics that enables clients to collect unstructured and structured data from across virtually any platform.

Enterprises utilizing NetbaseQuid may lack data access, although they can form actionable plans. In contrast to other popular social media tools, the company can cut through information overload. NetbaseQuid overshadows such social media platforms by changing the data into a unique strategy customized to every business.

Advantages of Social Media Analytics

When enterprises collect information from online reviews, social media, digital forums, reviews on particular commodities, and news articles, it piles up a mass of data that may be overwhelming. The focus of NetbaseQuid is to utilize all of this information to assist enterprises through this platform to form first-class social media strategies. Data drive the contemporary setup. An ideal social media marketing plan is particularly concentrated on utilizing data collection to continually understand the way people react to its effort on social media.

Final Thoughts

NetbaseQuid serves as an AI-driven platform meant to produce accurate information and analytics. This platform’s data provides insights derived from social listening, social media image analysis, competitive analysis, crisis response, and influencer identification. Through NetbaseQuid, you can make the most use of many social media tools and position your content in line with your prospective and present clients.

How To Reduce Taxes On Your Bonus Check

If you are fortunate enough to be employed in this sluggish economy, thats good news. If youre even more fortunate to receive a bonus check, then you probably noticed a sizable percentage of that bonus check was lost to taxes.

Uncle Sam wants part of your bonus

The Percentage Method isnt a household name, yet it affects many Americans even if they know nothing about it. Its time to get educated. This is the method by which taxes are withdrawn from your bonus check. Its not necessarily fair or favorable if youre an average taxpayer.

At the federal level, this is a flat tax of 25% thats withheld from your bonus. Its a flat percentage at the state level as well, and the number varies depending on which state you are in. A flat tax is the same, no matter your income level or tax bracket. Even if usually get to keep 90% of your check, this flat tax is applied to your bonus check no matter what.

What can you do?

This flat tax is hard to avoid. We all hear about what happens to those who dont pay their taxes. They are fined or, if the dollar amount is high enough, must serve time in jail.

Is there any way to reduce the taxes on your bonus check? Sometimes you can reduce your taxes, depending on the situation. One way to avoid paying too much in taxes is to plan ahead. If you know that a bonus is in the future, increase your withholding allowances during the year. Withholding allowances during the year will translate into less income tax being withheld from your regular paychecks. This will in turn offset the high tax withholding from your bonus which will result in paying fewer taxes all the way around.

Thats not your only choice. You might also want to raise your withholding allowances after you get the bonus and then fewer taxes are withheld for the rest of the year. Either way, you are paying less in taxes.

Not as easy as it sounds

Most of the time, a bonus check comes at the end of the year. So these are difficult strategies in that you dont want to risk under-withholding unless you are absolutely sure the bonus is coming. Otherwise it could turn into quite a mess.

Another method?

The Aggregate Method might be better for your situation. Allowed in many states, the aggregate method bases the amount of tax withheld on your wages. It also takes into consideration your tax withholding up to the date of your bonus check. The Aggregate Method allows your taxes to be calculated like your bonus is just a regular paycheck.
You will still be paying taxes. The Aggregate Method wont change that. Unfortunately, payroll software doesnt have the ability to recognize that your bonus is simply a single payment. In other words, the payroll software just assumes that your bonus check for $5,000 is a regular payment that will increase your annual income. For just that one bonus, the software thinks that more taxes need to be withheld because it thinks you are now in a completely different and higher tax bracket. So it taxes you at that higher rate. Even with bonuses that are smaller, too many companies never realize there is a method to this madness and as a result, too many incorrect software calculations create bigger bonus problems for employees whod like to keep as much of this extra money as possible.

The problem with bonuses

Even if your employer is on top of things and figures out your bonus correctly, your bonus is probably a higher dollar amount. Its usually higher than your regular paycheck and therefore there will be more taxes withheld. Such taxes are usually magnified. So this leads you to receive a smaller bonus check than you expected.

What else? If you are in a high tax bracket, and your employer uses the percentage method to determine the tax rate, you might end up under-withheld at the end of the year. For example, perhaps your federal tax rate is 35%, and only 25% is withheld. If you believe this could happen, call Human Resources or your Payroll Department and request that more taxes are withheld from your bonus check. Your employer is authorized to withhold more if you ask them. They just wouldnt be able to withhold less.

If you are getting a bonus and want to determine how much of the bonus you will get to keep, check out bonus calculators online. While youre at it, research the many ways you can understand your paychecks. You can learn about different numbers of allowances and how those different scenarios affect your withholding situation. You can find both regular paycheck and bonus calculators as well. Make sure to select your state to get accurate results.

Catherine Durkin Robinson is a contributing writer for BillSavings.com, your information resource and community for money-saving tips and offers so you can shop, compare, and save money on just about everything.

Small Business Accounting

Understanding the Value of Small Business Budgeting Abstract Take the intimidation away from small business budgeting and learn how these simple exercises will benefit many facets of your business. Plan for the future, make more money and control that profit better with budgets. A better, more profitable business is the result. Article Body Although it may seem like a lot of work, budgeting is an essential process for your business. It will help you to plan for the future – this year and over the next decade.

Budgeting will assist you in decision making, goal setting and many other types of planning. It also helps to control the actions of your business. Planning and control work together, but are not actually the same thing. To plan in a business involves laying out the direction and goals. Control comes when you’re in the process of working towards those goals.

If the plan is to purchase a large asset in five years with cash reserves, the control comes into the picture when decisions are made that ensure you have enough cash when that time actually rolls around. Small business budgeting is the tool to help you plan well and exercise control. And it’s the key to your business’s financial success. Budgeting can be done in simple, straightforward methods now using computers, spreadsheets and even specialized software. You can create a master budget easily by starting with your long-term sales forecasts. Once you have a realistic idea of future sales you can plug those numbers into a Sales Budget, which also helps with a Purchasing Budget and an Ending Inventory Budget. Inventory can be a tricky thing within every business and the information gathered in these budgets is extremely helpful.

The Sales Budget also helps to create a Budgeted Income Statement. This particular accounting financial statement is helpful for potential investors to assess the likely profitability over the next few years. Long-term sales forecasts are also the first step in creating an Operating Expenses Budget and a Capital Budget. These figures help with day to day business as well as working to ensure a healthy future. When you can budget for capital expenditures based on sales forecasts and then maintain control on the way there, your business will thrive.

The Cash Budget is often the most useful for small business owners. Knowing how much cash you are likely to have at the end of a period is important and planning to keep a -safe amount- on hand for debt repayment or other things is simpler with a cash budget. Using the Sales Budget, the Operating Expenses and the Capitol Budgets, combined with past habits and events, you can create a reasonable Budgeted Income Statement and Balance Sheet. Those are used to bring about the Budget of Cash Flows, an essential tool for small business. Find out what you can realistically afford in the future and keep a handle on your company.

Remember that budgets are a continual exercise and will be updated frequently as new information arises. Small business budgeting is a flex thing and will need regular attention. Participation within the company is important. Involving managers in the planning stages will give them ownership of the goals and help them feel more connected with the end result.

Your business will benefit when more people work together on the budget.

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